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Give Your Home an Energy Checkup

Over time, your home may not be as energy efficient as it once was. Left unchecked, it will continue to waste energy; costing you money. A home energy checkup is a series of tests and inspections that look for ways to make your home more energy efficient; saving you money. Steps in a Home Energy […]

10 Things You Should Know About Purchasing Home Insurance

You Need Home Insurance Homeowners need to buy home insurance to protect their homes and personal property. Those who rent need insurance to protect their furniture and other personal property. Everyone needs protection against liability for accidents that injure other people or damage their property. Decide How Much Coverage You Need The better your coverage, […]

Two basic types of life insurance

The first is term insurance, which covers you for a term of one or more years. It pays a death benefit only if you die in that term. Term insurance generally offers the largest insurance protection for your premium dollar. It generally does not build up cash value, and it may not be renewable at […]

Special Auto Insurance Considerations for Empty Nesters

There are benefits to growing older! At this life stage, you may be able to take advantage of several age-related discounts. For example, as a mature driver (typically age 55 – 70), you may be eligible for discounts. After age 70, the incidence of serious accidents escalates significantly, so the discounts might cease. Discounts may […]

Tips for Lowering Your Auto Insurance Premiums

Shop around and compare prices Maintain a good driving record Take the highest deductible you can afford and collision and comprehensive coverage Before buying a vehicle, determine the cost of insuring it On cars with market value less than $1,000, consider carrying only liability coverage Try to pay your premium well in advance of due […]

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