West Virginia Health Insurance
Health insurance covers medical costs for any policyholder or other covered individual who becomes sick due to any accidental injury or other covered causes. Benefits extend to preventative services, incurred medical expenses and catastrophic care, with some limitations.
Yeager Insurance & Financial Services offers a comprehensive range of individual health insurance and group health insurance products, including:
1. Short Term Medical: This type of coverage is quite affordable and is best for an individual who is between jobs or a recent graduate who will soon be entering the workforce. Coverage is much like a major medical plan, but can be purchased on a month to month basis for up to six months.
2. Health Saving Accounts (HSA) – This type of coverage operates as a tax-advantaged medical savings account. It is a great option for those who are currently enrolled in a High Deductible Health Plan (HDHP). It is different than a Flexible Spending Account (FSA), because with a HDHP, any unspent funds roll over to the next year. Any funds that are contributed to your HDHP are not subject to federal income tax when deposited, and can be used to pay for any qualified medical expenses without incurring federal tax liability. Withdrawing money for non-medical expenses is possible and is treated similarly to an early withdrawal from an IRA.
3. Traditional Major Medical Plans
4. Medicare Supplements
Yeager Insurance & Financial Services is an independent insurance and financial services agency serving West Virginia. To learn more about how we can serve your insurance and financial needs, please contact us at (304) 757-3900. You may also use this site to submit requests for insurance quotes 24 hours a day, 7 days a week.