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West Virginia Life Insurance

Life insurance policies are contracts between the insurer and the policy owner in which the insurer agrees to pay a certain sum of money to one or more beneficiaries upon the policyholder’s death.  In exchange for this service, the policy owner pays a premium at set intervals.  Here are the three basic types of life insurance:

1. Ordinary Life Insurance: This type of policy remains in place for the lifetime of the policyholder.

2. Whole Life Insurance: This type of policy protects the policyholder against premature death and also includes a savings account that accompanies the fixed and guaranteed premiums that a policyholder pays through the lifetime of the policy.

3. Variable Life Insurance: This type of policy both protects the policyholder against premature death and offers a built-in savings account that the policy user can invest in stocks, money market mutual funds and bonds.

Yeager Insurance & Financial Services is an independent insurance and financial services agency serving West Virginia. To learn more about how we can serve your insurance and financial needs, please contact us at (304) 757-3900. You may also use this site to submit requests for insurance quotes 24 hours a day, 7 days a week.

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